:root {
  color-scheme: light dark;
  --ocean: #0e619e;
  --deep: #06294d;
  --foam: #d1f2f5;
  --ink: #102438;
  --muted: #587084;
  --paper: #f8fbfd;
  --card: #ffffff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font: 17px/1.65 -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}
a { color: var(--ocean); }
.wrap { width: min(1080px, calc(100% - 40px)); margin: auto; }
nav { display: flex; justify-content: space-between; align-items: center; padding: 22px 0; }
.brand { color: var(--deep); font-weight: 780; text-decoration: none; letter-spacing: -.02em; }
.links { display: flex; gap: 22px; font-size: 15px; }
.links a { color: var(--muted); text-decoration: none; }
.hero {
  overflow: hidden;
  color: white;
  background: linear-gradient(135deg, var(--deep), var(--ocean) 62%, #3dbac4);
  border-radius: 34px;
  padding: clamp(46px, 8vw, 96px);
  margin: 12px 0 54px;
  box-shadow: 0 28px 80px #073c6730;
}
.eyebrow { text-transform: uppercase; letter-spacing: .16em; font-size: 13px; font-weight: 750; opacity: .78; }
h1 { font: 750 clamp(48px, 9vw, 88px)/.96 Georgia, serif; letter-spacing: -.055em; margin: 14px 0 24px; max-width: 820px; }
h2 { font-size: clamp(28px, 4vw, 42px); letter-spacing: -.035em; line-height: 1.15; }
h3 { line-height: 1.25; }
.lead { font-size: clamp(19px, 2.4vw, 25px); max-width: 680px; opacity: .88; }
.button { display: inline-block; margin-top: 18px; padding: 13px 20px; border-radius: 999px; background: white; color: var(--deep); text-decoration: none; font-weight: 720; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin: 30px 0 70px; }
.card { background: var(--card); border: 1px solid #aac5d532; border-radius: 22px; padding: 26px; box-shadow: 0 12px 32px #0d436310; }
.card .icon { color: var(--ocean); font-size: 30px; }
.legal { max-width: 760px; padding: 40px 0 80px; }
.legal h1 { color: var(--deep); font-size: clamp(42px, 7vw, 66px); }
.legal h2 { margin-top: 42px; font-size: 26px; }
.notice { background: var(--foam); color: var(--deep); padding: 18px 20px; border-radius: 14px; }
footer { color: var(--muted); border-top: 1px solid #7b9aad30; padding: 28px 0 45px; font-size: 14px; }
footer .wrap { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
@media (max-width: 760px) { .grid { grid-template-columns: 1fr; } .links { gap: 12px; } .hero { border-radius: 24px; } }
@media (prefers-color-scheme: dark) {
  :root { --ink: #e6f1f8; --muted: #a6bdcc; --paper: #071521; --card: #0d2232; }
  .brand { color: var(--foam); }
  .legal h1 { color: var(--foam); }
}